CIN: U65999TN2019PLC127766 RoC-Chennai Registered

Complete Financial Solutions

All our services are exclusively available to registered members of Auradhiya Nidhi Limited, governed by Nidhi Rules 2014 for your financial security.

Gold Loan

Instant Cash Against Your Gold

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Gold Loan

Instant Cash Against Your Gold

Our Gold Loan facility provides immediate financial assistance to our members by pledging their gold jewellery. With minimal documentation, transparent valuation, and competitive interest rates, we ensure you get the maximum value for your gold.

Loan up to 75% of gold value
Interest from 0.75% per month
Same day disbursement
Safe gold storage
Transparent valuation
Minimal documentation
Flexible repayment
No hidden charges

Savings Account

Earn More on Your Savings

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Savings Account

Earn More on Your Savings

Our member savings account offers higher interest rates than traditional banks, giving your money the growth it deserves. Available exclusively to registered members, this account forms the foundation of your relationship with Auradhiya Nidhi.

Interest rate up to 6% per annum
No minimum balance stress
Easy withdrawal facility
Passbook provided
Online balance enquiry
Member-only benefit
Safe and secure
RBI Nidhi guidelines compliant

Fixed Deposit

Maximum Returns on Fixed Investment

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Fixed Deposit

Maximum Returns on Fixed Investment

Invest your savings in our Fixed Deposit scheme and earn attractive returns. With flexible tenure options and higher interest rates than commercial banks, our FD scheme is ideal for risk-free wealth creation.

Interest up to 9.5% per annum
Tenure from 1 to 5 years
Quarterly interest payout option
Auto-renewal facility
Loan against FD available
Senior citizen benefits
TDS as per IT rules
Premature withdrawal with conditions

Recurring Deposit

Build Wealth with Monthly Savings

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Recurring Deposit

Build Wealth with Monthly Savings

Our Recurring Deposit scheme helps members develop the habit of regular saving while earning attractive returns. Start with small monthly contributions and watch your wealth grow systematically.

Interest up to 9% per annum
Monthly instalment from ₹500
Tenure from 12 to 60 months
Loan against RD available
Flexible instalment dates
Compounding interest benefit
On-time payment rewards
Auto-debit facility

Chit Scheme

Disciplined Savings with Group Benefits

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Chit Scheme

Disciplined Savings with Group Benefits

Our Chit Fund scheme is a time-tested method of saving and borrowing within a trusted group. As a Nidhi company, our chit schemes are completely transparent, well-documented, and offer members the dual benefit of saving and accessing lump-sum amounts.

Various denominations available
Monthly group auctions
Transparent bidding process
Legal documentation
Foreman commission as per rules
Flexible tenure plans
Member-only participation
Dividend benefit to prize winner

Access All Services as a Member

Register as a member of Auradhiya Nidhi Limited to unlock all our exclusive financial services.

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