CIN: U65999TN2019PLC127766 RoC-Chennai Registered
RoC-Chennai Registered Nidhi Company • Since 2019

Instant Gold Loan For Our Members

Get up to ₹50 Lakhs against your gold jewellery with lowest interest rates, minimal documentation and same-day disbursement.

0 Happy Members
₹50L+ Max Gold Loan
9.5% FD Interest p.a.
2019 Incorporated
Today's Gold Rate
18K Gold ₹10,818/g
22K Gold ₹13,218/g
24K Gold ₹14,675/g
999 Gold ₹218/g

Updated today

LIVE RATES
Gold 18K — ₹10,818/g Gold 22K — ₹13,218/g Gold 24K — ₹14,675/g Gold 999 — ₹218/g Gold Loan Interest from 0.75% / month FD Interest up to 9.5% per annum RD Interest up to 9.0% per annum CIN: U65999TN2019PLC127766

Member-Exclusive Financial Services

From Gold Loans to Fixed Deposits, we offer a complete range of financial services exclusively for registered members of Auradhiya Nidhi Limited.

Gold Loan

Instant Cash Against Your Gold

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Savings Account

Earn More on Your Savings

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Fixed Deposit

Maximum Returns on Fixed Investment

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Recurring Deposit

Build Wealth with Monthly Savings

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Chit Scheme

Disciplined Savings with Group Benefits

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Auradhiya Nidhi

AURADHIYA NIDHI LIMITED

TRUSTED SINCE 2019

5+ Years of
Trust

Your Trusted Nidhi Partner

Auradhiya Nidhi Limited is a member-based financial company incorporated on 27th February 2019, registered under the Companies Act with CIN U65999TN2019PLC127766. We are governed by the Nidhi Rules 2014 and operate exclusively for the mutual benefit of our members. Our services include Gold Loans, Savings Accounts, Fixed Deposits, Recurring Deposits, and Chit Schemes — all designed to empower our members financially.

MCA & RoC Chennai Registered CIN: U65999TN2019PLC127766 | Reg: 127766
Member-Only Services All services exclusively for registered members under Nidhi Rules 2014
Secure & Transparent Operations Every transaction documented and legally compliant with Companies Act 2013
Know More About Us Contact Us

Today's Gold & Silver Rates

Rates updated daily for accurate gold loan valuations and member transparency.

Gold Rates

Per Gram (incl. GST)

18K Gold
₹10,818.00
per gram
22K Gold
₹13,218.00
per gram
24K Gold
₹14,675.00
per gram
999 Gold
₹218.00
per gram

26 Mar 2026

Silver Rates

Per Gram (Fine)

26 Mar 2026

Interest Rates

For Members

Gold Loan
0.75% per month
Fixed Deposit (1yr)
9.5%
Recurring Deposit
9.0%
Savings Account
6.0%

Rates are indicative and subject to change without prior notice. Please contact our office for current applicable rates before availing services.

Built on Trust & Transparency

Instant Approval

Gold loan approved and disbursed same day with minimal documentation

Safe & Secure

Your gold jewellery stored in bank-grade secure vaults with full insurance

Best Rates

Lowest interest rates on loans and highest returns on deposits for members

Less Paperwork

Simple process with minimal documents. We value your time

MCA Registered

Registered with Ministry of Corporate Affairs. Legally compliant operations

Dedicated Support

Friendly staff ready to assist you in person or over WhatsApp anytime

What Our Members Say

"

I got my gold loan approved within 2 hours. The process was completely transparent and the interest rate is the lowest I have found. Highly recommend Auradhiya Nidhi to everyone.

R
Rajasekaran M. Arappalayam, Madurai
"

I have been a member for 2 years. My Fixed Deposit earns better returns than any bank. The staff is friendly and always helpful. Trust is the biggest asset here.

M
Meenakshi S. Anna Nagar, Madurai
"

Started a Recurring Deposit with Auradhiya Nidhi and the returns are excellent. Their online updates and transparency in rates makes it easy to plan finances.

K
Karthikeyan R. Palanganatham, Madurai
"

The chit scheme here is very well managed. Monthly collections are prompt and the staff is very professional. Happy to be a member of this trusted institution.

V
Vijayalakshmi T. Tallakulam, Madurai

News & Updates

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26 Mar 2026

New Branch Opening in Madurai

New branch opening soon in Madurai to better serve our growing member base....

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26 Mar 2026

Gold Loan Now Available at Lowest Interest Rates

Get instant cash against your gold at the lowest interest rates with minimal documentation....

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27 Feb 2019

Auradhiya Nidhi Limited Officially Incorporated

Auradhiya Nidhi Limited is now officially incorporated and ready to serve its members with premium financial services....

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Ready to Join Auradhiya Nidhi Family?

Become a registered member today and access exclusive financial services designed to grow and protect your wealth.

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