/* ============================================================
   AURADHIYA NIDHI LIMITED - Premium CSS
   Colors: Dark Blue (#001D3D, #003566) + Gold (#CCA000, #F0CB46)
   ============================================================ */

/* ── Variables ────────────────────────────────────────────── */
:root {
    --navy:        #001D3D;
    --yale-blue:   #003566;
    --gold:        #CCA000;
    --gold-light:  #F0CB46;
    --gold-pale:   #FFF3CD;
    --white:       #FFFFFF;
    --off-white:   #F8F5EE;
    --text-dark:   #1A1A2E;
    --text-muted:  #5A6070;
    --border:      #D4AF37;
    --shadow-sm:   0 2px 12px rgba(0,29,61,0.08);
    --shadow-md:   0 8px 32px rgba(0,29,61,0.14);
    --shadow-lg:   0 16px 56px rgba(0,29,61,0.20);
    --radius:      8px;
    --radius-lg:   16px;
    --transition:  all 0.3s cubic-bezier(0.4,0,0.2,1);
    --font-display: 'Cinzel', serif;
    --font-body:    'Nunito', sans-serif;
    --font-serif:   'Libre Baskerville', serif;
}

/* ── Reset & Base ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: var(--font-body);
    color: var(--text-dark);
    background: var(--white);
    line-height: 1.7;
    overflow-x: hidden;
}

a { color: inherit; text-decoration: none; transition: var(--transition); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; }

.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ── Utility ──────────────────────────────────────────────── */
.text-gold { color: var(--gold); }
.text-navy { color: var(--navy); }
.text-center { text-align: center; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }

.section-label {
    display: inline-flex; align-items: center; gap: 8px;
    font-family: var(--font-body); font-weight: 700; font-size: 0.78rem;
    letter-spacing: 0.2em; text-transform: uppercase;
    color: var(--gold); margin-bottom: 14px;
}
.section-label::before, .section-label::after {
    content: ''; width: 28px; height: 2px; background: var(--gold); display: block;
}
.section-title {
    font-family: var(--font-display); font-size: clamp(1.6rem, 3vw, 2.4rem);
    color: var(--navy); line-height: 1.25; margin-bottom: 16px;
}
.section-title span { color: var(--gold); }
.section-desc {
    font-size: 1.05rem; color: var(--text-muted); max-width: 640px;
}
.section-header { margin-bottom: 52px; }
.section-header.centered { text-align: center; }
.section-header.centered .section-label { justify-content: center; }
.section-header.centered .section-desc { margin: 0 auto; }

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 12px 28px; border-radius: var(--radius);
    font-family: var(--font-body); font-weight: 700; font-size: 0.95rem;
    letter-spacing: 0.03em; transition: var(--transition); cursor: pointer;
    text-decoration: none;
}
.btn-gold {
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    color: var(--navy); box-shadow: 0 4px 16px rgba(204,160,0,0.35);
}
.btn-gold:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(204,160,0,0.45);
    color: var(--navy);
}
.btn-navy {
    background: var(--navy); color: var(--white);
    box-shadow: 0 4px 16px rgba(0,29,61,0.3);
}
.btn-navy:hover { background: var(--yale-blue); transform: translateY(-2px); }
.btn-outline {
    border: 2px solid var(--gold); color: var(--gold); background: transparent;
}
.btn-outline:hover { background: var(--gold); color: var(--navy); }
.btn-outline-white {
    border: 2px solid rgba(255,255,255,0.7); color: var(--white); background: transparent;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.15); }
.btn-lg { padding: 15px 36px; font-size: 1.05rem; }
.btn-sm { padding: 8px 18px; font-size: 0.85rem; }

/* ── Top Bar ──────────────────────────────────────────────── */
.top-bar {
    background: var(--navy);
    color: rgba(255,255,255,0.75);
    font-size: 0.82rem; padding: 7px 0;
    border-bottom: 1px solid rgba(204,160,0,0.3);
}
.top-bar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 6px; }
.top-bar-left { display: flex; gap: 20px; }
.top-bar-left a, .top-bar-right span {
    color: rgba(255,255,255,0.75); display: flex; align-items: center; gap: 6px;
    font-size: 0.8rem;
}
.top-bar-left a:hover { color: var(--gold-light); }
.top-bar-right { display: flex; gap: 16px; }
.cin-badge, .reg-badge {
    background: rgba(204,160,0,0.1); border: 1px solid rgba(204,160,0,0.25);
    padding: 2px 10px; border-radius: 20px; font-size: 0.75rem;
}
.cin-badge i, .reg-badge i { color: var(--gold-light); }

/* ── Header ───────────────────────────────────────────────── */
.main-header {
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(12px);
    position: sticky; top: 0; z-index: 900;
    box-shadow: var(--shadow-sm);
    border-bottom: 3px solid var(--gold);
    transition: var(--transition);
}
.main-header.scrolled { box-shadow: var(--shadow-md); }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; gap: 24px; }

/* Logo */
.logo-link { display: flex; align-items: center; gap: 12px; }
.logo-img { width: 60px; height: 60px; object-fit: contain; border-radius: 50%; border: 2px solid var(--gold); padding: 2px; }
.logo-text { display: flex; flex-direction: column; }
.logo-title { font-family: var(--font-display); font-size: 1.05rem; font-weight: 700; color: var(--navy); line-height: 1.2; letter-spacing: 0.03em; }
.logo-subtitle { font-family: var(--font-display); font-size: 0.7rem; color: var(--gold); letter-spacing: 0.12em; text-transform: uppercase; }

/* Nav */
.main-nav ul { display: flex; align-items: center; gap: 4px; }
.main-nav ul li { position: relative; }
.main-nav ul li a {
    display: flex; align-items: center; gap: 4px;
    padding: 8px 14px; border-radius: var(--radius);
    font-weight: 600; font-size: 0.88rem; color: var(--text-dark);
    letter-spacing: 0.01em;
}
.main-nav ul li a:hover, .main-nav ul li a.active { color: var(--gold); }
.main-nav ul li a.active::after {
    content: ''; position: absolute; bottom: 2px; left: 50%; transform: translateX(-50%);
    width: 20px; height: 2px; background: var(--gold); border-radius: 2px;
}
.main-nav .has-dropdown { position: relative; }
.main-nav .dropdown {
    position: absolute; top: calc(100% + 10px); left: 0; min-width: 230px;
    background: var(--white); border: 1px solid rgba(204,160,0,0.2);
    border-top: 3px solid var(--gold); box-shadow: var(--shadow-lg);
    border-radius: 0 0 var(--radius) var(--radius);
    opacity: 0; visibility: hidden; transform: translateY(-8px);
    transition: var(--transition); z-index: 1000;
}
.main-nav .has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.main-nav .dropdown li a {
    padding: 10px 18px; display: flex; align-items: center; gap: 10px;
    font-size: 0.85rem; border-radius: 0; color: var(--text-dark); font-weight: 600;
    border-bottom: 1px solid rgba(0,0,0,0.04);
}
.main-nav .dropdown li a:hover { background: var(--gold-pale); color: var(--navy); padding-left: 24px; }
.main-nav .dropdown li a i { color: var(--gold); width: 16px; }

.header-cta { display: flex; align-items: center; gap: 12px; }

/* Hamburger */
.hamburger { display: none; width: 36px; height: 36px; flex-direction: column; justify-content: space-between; padding: 6px; background: var(--navy); border-radius: 6px; }
.hamburger span { display: block; width: 100%; height: 2px; background: var(--gold); border-radius: 2px; transition: var(--transition); }
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.nav-overlay { display: none; position: fixed; inset: 0; background: rgba(0,0,0,0.5); z-index: 800; }
.nav-overlay.active { display: block; }

/* ── Hero Section ─────────────────────────────────────────── */
.hero {
    position: relative; min-height: 92vh; display: flex; align-items: center;
    background: var(--navy);
    overflow: hidden;
}
.hero-bg {
    position: absolute; inset: 0; z-index: 0;
    background: 
        linear-gradient(135deg, rgba(0,29,61,0.97) 0%, rgba(0,53,102,0.90) 50%, rgba(0,29,61,0.85) 100%);
}
.hero-pattern {
    position: absolute; inset: 0; z-index: 1;
    background-image: radial-gradient(circle at 20% 50%, rgba(204,160,0,0.08) 0%, transparent 50%),
                      radial-gradient(circle at 80% 20%, rgba(240,203,70,0.06) 0%, transparent 40%),
                      url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23CCA000' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-content { position: relative; z-index: 2; max-width: 700px; animation: heroFadeIn 0.9s ease both; }
.hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(204,160,0,0.12); border: 1px solid rgba(204,160,0,0.3);
    color: var(--gold-light); padding: 6px 16px; border-radius: 30px;
    font-size: 0.8rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
    margin-bottom: 24px; animation: heroFadeIn 0.6s ease both;
}
.hero-badge i { color: var(--gold); }
.hero h1 {
    font-family: var(--font-display); font-size: clamp(2rem, 5vw, 3.6rem);
    color: var(--white); line-height: 1.15; margin-bottom: 20px;
    animation: heroFadeIn 0.7s 0.1s ease both;
}
.hero h1 span { color: var(--gold-light); display: block; }
.hero p {
    font-size: clamp(1rem, 1.5vw, 1.15rem); color: rgba(255,255,255,0.8);
    max-width: 540px; margin-bottom: 36px;
    animation: heroFadeIn 0.7s 0.2s ease both;
}
.hero-buttons {
    display: flex; gap: 14px; flex-wrap: wrap;
    animation: heroFadeIn 0.7s 0.3s ease both;
}
.hero-stats {
    display: flex; gap: 36px; margin-top: 52px; flex-wrap: wrap;
    animation: heroFadeIn 0.7s 0.4s ease both;
}
.hero-stat { border-left: 2px solid rgba(204,160,0,0.4); padding-left: 16px; }
.hero-stat strong {
    display: block; font-family: var(--font-display); font-size: 1.8rem;
    color: var(--gold-light); line-height: 1;
}
.hero-stat span { font-size: 0.8rem; color: rgba(255,255,255,0.65); letter-spacing: 0.05em; }

/* Floating gold rate card */
.hero-rate-card {
    position: absolute; right: 60px; top: 50%; transform: translateY(-50%);
    z-index: 2; background: rgba(255,255,255,0.07);
    backdrop-filter: blur(16px); border: 1px solid rgba(204,160,0,0.25);
    border-radius: var(--radius-lg); padding: 24px; min-width: 220px;
    animation: heroFadeIn 0.8s 0.5s ease both;
}
.rate-card-title {
    font-family: var(--font-display); font-size: 0.75rem;
    color: var(--gold-light); letter-spacing: 0.15em; text-transform: uppercase;
    margin-bottom: 16px; display: flex; align-items: center; gap: 8px;
}
.rate-card-title::before { content: ''; width: 6px; height: 6px; background: var(--gold); border-radius: 50%; }
.rate-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,0.08); }
.rate-row:last-child { border-bottom: none; }
.rate-label { font-size: 0.82rem; color: rgba(255,255,255,0.7); }
.rate-value { font-family: var(--font-display); font-size: 1rem; color: var(--gold-light); font-weight: 600; }
.rate-updated { font-size: 0.72rem; color: rgba(255,255,255,0.45); margin-top: 12px; text-align: right; }

@keyframes heroFadeIn { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }

/* ── Ticker ───────────────────────────────────────────────── */
.rate-ticker {
    background: var(--gold); color: var(--navy); padding: 10px 0;
    overflow: hidden; font-weight: 700; font-size: 0.88rem;
}
.ticker-wrap { display: flex; align-items: center; }
.ticker-label {
    background: var(--navy); color: var(--gold-light);
    padding: 4px 20px; font-size: 0.78rem; font-weight: 800;
    letter-spacing: 0.1em; white-space: nowrap; flex-shrink: 0;
    margin-right: 20px;
}
.ticker-content { display: flex; gap: 48px; animation: ticker 30s linear infinite; white-space: nowrap; }
.ticker-item { display: flex; align-items: center; gap: 10px; }
.ticker-item i { color: var(--navy); opacity: 0.6; }
@keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ── Services Overview ────────────────────────────────────── */
.services-section { padding: 96px 0; background: var(--off-white); }
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.service-card {
    background: var(--white); border: 1px solid rgba(204,160,0,0.15);
    border-radius: var(--radius-lg); padding: 32px 24px; text-align: center;
    transition: var(--transition); position: relative; overflow: hidden;
}
.service-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0); transition: var(--transition); transform-origin: left;
}
.service-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); border-color: var(--gold); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
    width: 72px; height: 72px; border-radius: 50%;
    background: linear-gradient(135deg, var(--navy), var(--yale-blue));
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px; transition: var(--transition);
}
.service-card:hover .service-icon { background: linear-gradient(135deg, var(--gold), var(--gold-light)); }
.service-icon i { font-size: 1.6rem; color: var(--gold-light); transition: var(--transition); }
.service-card:hover .service-icon i { color: var(--navy); }
.service-card h3 {
    font-family: var(--font-display); font-size: 1.05rem; color: var(--navy);
    margin-bottom: 10px; letter-spacing: 0.02em;
}
.service-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 18px; }
.service-card .card-link {
    font-size: 0.82rem; font-weight: 700; color: var(--gold);
    display: inline-flex; align-items: center; gap: 4px; letter-spacing: 0.05em;
}
.service-card .card-link:hover { gap: 8px; }

/* ── About Preview ────────────────────────────────────────── */
.about-preview { padding: 96px 0; }
.about-preview-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.about-image-wrap { position: relative; }
.about-main-image {
    border-radius: var(--radius-lg); overflow: hidden;
    box-shadow: var(--shadow-lg); border: 4px solid var(--gold);
}
.about-main-image img { width: 100%; height: 400px; object-fit: cover; }
.about-badge-float {
    position: absolute; bottom: -20px; right: -20px;
    background: var(--gold); color: var(--navy);
    padding: 20px; border-radius: var(--radius-lg);
    text-align: center; box-shadow: var(--shadow-md);
}
.about-badge-float strong { display: block; font-family: var(--font-display); font-size: 2rem; line-height: 1; }
.about-badge-float span { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
.about-content .trust-points { display: flex; flex-direction: column; gap: 16px; margin: 28px 0; }
.trust-point { display: flex; gap: 14px; align-items: flex-start; }
.trust-point-icon {
    width: 40px; height: 40px; border-radius: 50%; flex-shrink: 0;
    background: var(--gold-pale); display: flex; align-items: center; justify-content: center;
}
.trust-point-icon i { color: var(--gold); font-size: 0.9rem; }
.trust-point-text strong { display: block; font-size: 0.95rem; color: var(--navy); margin-bottom: 2px; }
.trust-point-text span { font-size: 0.85rem; color: var(--text-muted); }

/* ── Rates Section ────────────────────────────────────────── */
.rates-section {
    padding: 72px 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--yale-blue) 100%);
    position: relative; overflow: hidden;
}
.rates-section::before {
    content: ''; position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23CCA000' fill-opacity='0.04'%3E%3Cpath d='M0 40L40 0H20L0 20M40 40V20L20 40'/%3E%3C/g%3E%3C/svg%3E");
}
.rates-inner { position: relative; z-index: 1; }
.rates-section .section-title { color: var(--white); }
.rates-section .section-label { color: var(--gold-light); }
.rates-section .section-label::before, .rates-section .section-label::after { background: var(--gold-light); }
.rates-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.rate-metal-card {
    background: rgba(255,255,255,0.06); backdrop-filter: blur(8px);
    border: 1px solid rgba(204,160,0,0.2); border-radius: var(--radius-lg); padding: 28px;
}
.rate-metal-header { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.rate-metal-icon {
    width: 48px; height: 48px; border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    display: flex; align-items: center; justify-content: center;
}
.rate-metal-icon i { color: var(--navy); font-size: 1.2rem; }
.rate-metal-header h3 { font-family: var(--font-display); color: var(--white); font-size: 1.1rem; }
.rate-metal-header p { font-size: 0.8rem; color: rgba(255,255,255,0.55); }
.rate-rows { display: flex; flex-direction: column; gap: 2px; }
.rate-row-item {
    display: flex; justify-content: space-between; align-items: center;
    padding: 10px 14px; border-radius: var(--radius); background: rgba(255,255,255,0.04);
}
.rate-row-item:hover { background: rgba(204,160,0,0.1); }
.rate-purity { font-size: 0.88rem; color: rgba(255,255,255,0.7); font-weight: 600; }
.rate-price { font-family: var(--font-display); font-size: 1.05rem; color: var(--gold-light); }
.rate-unit { font-size: 0.72rem; color: rgba(255,255,255,0.4); }
.rate-date-note { margin-top: 14px; font-size: 0.75rem; color: rgba(255,255,255,0.4); text-align: right; }
.rate-disclaimer { text-align: center; font-size: 0.78rem; color: rgba(255,255,255,0.4); margin-top: 32px; }

/* ── Trust Indicators ─────────────────────────────────────── */
.trust-section { padding: 72px 0; background: var(--white); }
.trust-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 24px; }
.trust-item { text-align: center; padding: 32px 20px; border-radius: var(--radius-lg); background: var(--off-white); transition: var(--transition); }
.trust-item:hover { background: var(--navy); }
.trust-item:hover .trust-item-icon i { color: var(--gold); }
.trust-item:hover h4 { color: var(--white); }
.trust-item:hover p { color: rgba(255,255,255,0.6); }
.trust-item-icon {
    width: 64px; height: 64px; border-radius: 50%; margin: 0 auto 16px;
    background: rgba(0,29,61,0.08); display: flex; align-items: center; justify-content: center;
    transition: var(--transition);
}
.trust-item-icon i { font-size: 1.5rem; color: var(--navy); transition: var(--transition); }
.trust-item h4 { font-family: var(--font-display); font-size: 1rem; color: var(--navy); margin-bottom: 8px; transition: var(--transition); }
.trust-item p { font-size: 0.82rem; color: var(--text-muted); transition: var(--transition); }

/* ── Testimonials ─────────────────────────────────────────── */
.testimonials-section { padding: 96px 0; background: var(--off-white); }
.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.testimonial-card {
    background: var(--white); border-radius: var(--radius-lg); padding: 32px;
    box-shadow: var(--shadow-sm); border: 1px solid rgba(0,0,0,0.04);
    position: relative; transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.testimonial-quote {
    font-size: 3rem; color: var(--gold-pale); font-family: Georgia, serif;
    line-height: 1; margin-bottom: -12px; display: block;
}
.testimonial-text { font-family: var(--font-serif); font-size: 0.95rem; color: var(--text-dark); line-height: 1.7; font-style: italic; margin-bottom: 20px; }
.testimonial-stars { color: var(--gold); font-size: 0.9rem; margin-bottom: 12px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
    width: 44px; height: 44px; border-radius: 50%;
    background: linear-gradient(135deg, var(--navy), var(--yale-blue));
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 1rem; color: var(--gold-light); font-weight: 700; flex-shrink: 0;
}
.author-info strong { display: block; font-size: 0.9rem; color: var(--navy); }
.author-info span { font-size: 0.78rem; color: var(--text-muted); }

/* ── CTA Banner ───────────────────────────────────────────── */
.cta-section {
    padding: 72px 0;
    background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
    text-align: center;
}
.cta-section h2 { font-family: var(--font-display); font-size: clamp(1.6rem, 3vw, 2.2rem); color: var(--navy); margin-bottom: 14px; }
.cta-section p { color: rgba(0,29,61,0.7); font-size: 1.05rem; margin-bottom: 32px; max-width: 540px; margin-left: auto; margin-right: auto; }
.cta-buttons { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }

/* ── News Section ─────────────────────────────────────────── */
.news-section { padding: 96px 0; }
.news-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 28px; }
.news-card {
    border-radius: var(--radius-lg); overflow: hidden; border: 1px solid rgba(0,0,0,0.07);
    box-shadow: var(--shadow-sm); transition: var(--transition); background: var(--white);
}
.news-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.news-card-body { padding: 24px; }
.news-date { font-size: 0.78rem; color: var(--gold); font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 10px; display: flex; align-items: center; gap: 6px; }
.news-card h3 { font-family: var(--font-display); font-size: 1rem; color: var(--navy); margin-bottom: 10px; line-height: 1.4; }
.news-card h3 a:hover { color: var(--gold); }
.news-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 16px; }
.news-read-more { font-size: 0.82rem; font-weight: 700; color: var(--gold); display: inline-flex; align-items: center; gap: 4px; }
.news-read-more:hover { gap: 8px; }

/* ── Page Header (Internal Pages) ────────────────────────── */
.page-header {
    background: linear-gradient(135deg, var(--navy) 0%, var(--yale-blue) 100%);
    padding: 60px 0 48px; position: relative; overflow: hidden;
}
.page-header::after {
    content: ''; position: absolute; bottom: 0; left: 0; right: 0;
    height: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
}
.page-header h1 {
    font-family: var(--font-display); font-size: clamp(1.8rem, 3.5vw, 2.6rem);
    color: var(--white); margin-bottom: 12px;
}
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 0.85rem; color: rgba(255,255,255,0.6); }
.breadcrumb a { color: var(--gold-light); }
.breadcrumb a:hover { color: var(--white); }
.breadcrumb i { font-size: 0.7rem; color: rgba(255,255,255,0.35); }

/* ── About Page ───────────────────────────────────────────── */
.about-content-section { padding: 80px 0; }
.about-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 56px; }
.about-text h2 { font-family: var(--font-display); font-size: 1.5rem; color: var(--navy); margin: 32px 0 14px; }
.about-text h2:first-child { margin-top: 0; }
.about-text p { color: var(--text-muted); margin-bottom: 16px; line-height: 1.8; }
.directors-table { width: 100%; border-collapse: collapse; margin-top: 20px; }
.directors-table th { background: var(--navy); color: var(--gold-light); padding: 12px 16px; text-align: left; font-size: 0.85rem; font-family: var(--font-display); letter-spacing: 0.05em; }
.directors-table td { padding: 12px 16px; border-bottom: 1px solid rgba(0,0,0,0.06); font-size: 0.9rem; }
.directors-table tr:hover td { background: var(--gold-pale); }
.company-info-card {
    background: var(--off-white); border-radius: var(--radius-lg); padding: 28px;
    border: 1px solid rgba(204,160,0,0.2); height: fit-content; position: sticky; top: 100px;
}
.company-info-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 1rem; margin-bottom: 20px; padding-bottom: 12px; border-bottom: 2px solid var(--gold); }
.info-row { display: flex; gap: 10px; padding: 10px 0; border-bottom: 1px solid rgba(0,0,0,0.06); }
.info-row:last-child { border-bottom: none; }
.info-row i { color: var(--gold); margin-top: 3px; flex-shrink: 0; width: 16px; }
.info-row span { font-size: 0.85rem; color: var(--text-muted); }
.info-row strong { display: block; font-size: 0.9rem; color: var(--text-dark); }

/* ── Services Page ────────────────────────────────────────── */
.services-list-section { padding: 80px 0; }
.service-detail-card {
    display: grid; grid-template-columns: 1fr 2fr; gap: 48px; align-items: start;
    padding: 48px; background: var(--white); border-radius: var(--radius-lg);
    border: 1px solid rgba(204,160,0,0.15); margin-bottom: 40px;
    box-shadow: var(--shadow-sm); transition: var(--transition);
}
.service-detail-card:hover { box-shadow: var(--shadow-md); }
.service-detail-card.reverse { direction: rtl; }
.service-detail-card.reverse > * { direction: ltr; }
.service-icon-large {
    width: 100px; height: 100px; border-radius: var(--radius-lg);
    background: linear-gradient(135deg, var(--navy), var(--yale-blue));
    display: flex; align-items: center; justify-content: center; margin-bottom: 20px;
}
.service-icon-large i { font-size: 2.4rem; color: var(--gold-light); }
.service-detail-left { text-align: center; }
.service-detail-right h2 { font-family: var(--font-display); font-size: 1.4rem; color: var(--navy); margin-bottom: 8px; }
.service-detail-right .service-sub { color: var(--gold); font-weight: 700; font-size: 0.9rem; margin-bottom: 16px; }
.service-detail-right p { color: var(--text-muted); margin-bottom: 20px; line-height: 1.8; }
.feature-list { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 16px; }
.feature-item { display: flex; align-items: center; gap: 8px; font-size: 0.88rem; color: var(--text-dark); }
.feature-item::before { content: ''; width: 6px; height: 6px; background: var(--gold); border-radius: 50%; flex-shrink: 0; }

/* ── Service Detail Page ──────────────────────────────────── */
.service-single-content { padding: 80px 0; }
.service-single-inner { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; align-items: start; }
.service-content-main {}
.service-sidebar { position: sticky; top: 100px; }
.service-cta-box {
    background: linear-gradient(135deg, var(--navy), var(--yale-blue));
    border-radius: var(--radius-lg); padding: 28px; text-align: center;
    color: var(--white); margin-bottom: 24px;
}
.service-cta-box h3 { font-family: var(--font-display); font-size: 1.1rem; margin-bottom: 8px; color: var(--gold-light); }
.service-cta-box p { font-size: 0.85rem; opacity: 0.75; margin-bottom: 20px; }
.service-rate-box {
    background: var(--off-white); border: 1px solid rgba(204,160,0,0.25); border-radius: var(--radius-lg); padding: 24px;
}
.service-rate-box h4 { font-family: var(--font-display); font-size: 0.95rem; color: var(--navy); margin-bottom: 14px; }
.rate-highlight { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid rgba(0,0,0,0.06); }
.rate-highlight:last-child { border-bottom: none; }
.rate-highlight span { font-size: 0.85rem; color: var(--text-muted); }
.rate-highlight strong { font-family: var(--font-display); color: var(--gold); font-size: 1rem; }

/* ── Membership Page ──────────────────────────────────────── */
.membership-section { padding: 80px 0; }
.membership-intro { max-width: 700px; margin: 0 auto 56px; text-align: center; }
.membership-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 28px; margin-bottom: 64px; }
.step-card { text-align: center; padding: 32px 24px; background: var(--white); border-radius: var(--radius-lg); border: 1px solid rgba(204,160,0,0.15); position: relative; }
.step-number {
    width: 52px; height: 52px; border-radius: 50%; margin: 0 auto 18px;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 1.2rem; color: var(--navy); font-weight: 900;
}
.step-card h4 { font-family: var(--font-display); color: var(--navy); margin-bottom: 10px; }
.step-card p { font-size: 0.85rem; color: var(--text-muted); }

/* Membership Form */
.membership-form-wrap { max-width: 800px; margin: 0 auto; }
.form-card { background: var(--white); border-radius: var(--radius-lg); border: 1px solid rgba(204,160,0,0.2); padding: 40px; box-shadow: var(--shadow-sm); }
.form-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 1.2rem; margin-bottom: 28px; padding-bottom: 14px; border-bottom: 2px solid var(--gold-pale); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { margin-bottom: 0; }
.form-group.full-width { grid-column: 1 / -1; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; letter-spacing: 0.02em; }
.form-group label .required { color: var(--gold); }
.form-control {
    width: 100%; padding: 11px 14px; border: 1.5px solid #ddd; border-radius: var(--radius);
    font-family: var(--font-body); font-size: 0.92rem; color: var(--text-dark);
    transition: var(--transition); background: var(--white);
}
.form-control:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(204,160,0,0.1); }
select.form-control { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23CCA000' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; }
textarea.form-control { resize: vertical; min-height: 100px; }
.form-submit { margin-top: 28px; text-align: center; }
.form-note { font-size: 0.78rem; color: var(--text-muted); margin-top: 14px; }

/* ── Rates Page ───────────────────────────────────────────── */
.rates-page-section { padding: 80px 0; }
.rates-page-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; align-items: start; }
.rate-table-card { background: var(--white); border-radius: var(--radius-lg); border: 1px solid rgba(204,160,0,0.2); overflow: hidden; margin-bottom: 28px; }
.rate-table-header { background: var(--navy); padding: 18px 24px; display: flex; align-items: center; gap: 12px; }
.rate-table-header i { color: var(--gold); font-size: 1.1rem; }
.rate-table-header h3 { font-family: var(--font-display); color: var(--white); font-size: 1rem; }
.rate-table { width: 100%; border-collapse: collapse; }
.rate-table th { background: rgba(0,29,61,0.04); padding: 12px 20px; text-align: left; font-size: 0.82rem; color: var(--text-muted); font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; }
.rate-table td { padding: 14px 20px; border-bottom: 1px solid rgba(0,0,0,0.05); font-size: 0.92rem; }
.rate-table tr:last-child td { border-bottom: none; }
.rate-table tr:hover td { background: var(--gold-pale); }
.price-highlight { font-family: var(--font-display); font-size: 1.1rem; color: var(--gold); font-weight: 700; }
.interest-rates-card { background: var(--off-white); border-radius: var(--radius-lg); padding: 28px; border: 1px solid rgba(204,160,0,0.2); }
.interest-rates-card h3 { font-family: var(--font-display); color: var(--navy); font-size: 1.05rem; margin-bottom: 20px; }
.int-rate-row { display: flex; justify-content: space-between; align-items: center; padding: 12px 0; border-bottom: 1px solid rgba(0,0,0,0.07); }
.int-rate-row:last-child { border-bottom: none; }
.int-rate-label { font-size: 0.9rem; color: var(--text-dark); font-weight: 600; }
.int-rate-value { font-family: var(--font-display); font-size: 1.1rem; color: var(--gold); }
.last-updated { font-size: 0.78rem; color: var(--text-muted); margin-top: 14px; text-align: right; }

/* ── News Page ────────────────────────────────────────────── */
.news-page-section { padding: 80px 0; }
.news-article-header { margin-bottom: 28px; }
.news-article-header h1 { font-family: var(--font-display); font-size: clamp(1.4rem, 3vw, 2rem); color: var(--navy); margin: 12px 0; }

/* ── Contact Page ─────────────────────────────────────────── */
.contact-section { padding: 80px 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 2fr; gap: 48px; align-items: start; }
.contact-info-card { background: linear-gradient(135deg, var(--navy), var(--yale-blue)); border-radius: var(--radius-lg); padding: 36px; color: var(--white); }
.contact-info-card h3 { font-family: var(--font-display); font-size: 1.1rem; color: var(--gold-light); margin-bottom: 28px; }
.contact-detail { display: flex; gap: 14px; margin-bottom: 24px; }
.contact-detail-icon { width: 42px; height: 42px; border-radius: 50%; background: rgba(204,160,0,0.15); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-detail-icon i { color: var(--gold-light); }
.contact-detail-text span { display: block; font-size: 0.78rem; color: rgba(255,255,255,0.5); letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 3px; }
.contact-detail-text strong { font-size: 0.92rem; }
.contact-detail-text a { color: rgba(255,255,255,0.85); }
.contact-detail-text a:hover { color: var(--gold-light); }
.map-section { margin-top: 24px; border-radius: var(--radius); overflow: hidden; }
.map-section iframe { width: 100%; height: 220px; border: none; border-radius: var(--radius); }

/* Alert messages */
.alert { padding: 14px 18px; border-radius: var(--radius); margin-bottom: 20px; font-size: 0.9rem; font-weight: 600; display: flex; align-items: center; gap: 10px; }
.alert-success { background: #d4edda; color: #155724; border: 1px solid #c3e6cb; }
.alert-error { background: #f8d7da; color: #721c24; border: 1px solid #f5c6cb; }
.alert i { font-size: 1rem; }

/* ── Admin Panel ──────────────────────────────────────────── */
.admin-layout { display: flex; min-height: 100vh; }
.admin-sidebar {
    width: 260px; background: var(--navy); padding: 0; flex-shrink: 0;
    display: flex; flex-direction: column;
}
.admin-brand {
    padding: 24px 20px; border-bottom: 1px solid rgba(204,160,0,0.2);
    display: flex; align-items: center; gap: 12px;
}
.admin-brand img { width: 42px; height: 42px; border-radius: 50%; border: 2px solid var(--gold); }
.admin-brand-text span { display: block; color: var(--gold-light); font-family: var(--font-display); font-size: 0.85rem; }
.admin-brand-text small { color: rgba(255,255,255,0.45); font-size: 0.72rem; }
.admin-nav { padding: 16px 0; flex: 1; }
.admin-nav-label { font-size: 0.68rem; color: rgba(255,255,255,0.35); letter-spacing: 0.15em; text-transform: uppercase; padding: 12px 20px 6px; }
.admin-nav a {
    display: flex; align-items: center; gap: 10px; padding: 11px 20px;
    color: rgba(255,255,255,0.7); font-size: 0.88rem; font-weight: 600; transition: var(--transition);
}
.admin-nav a:hover, .admin-nav a.active { color: var(--gold-light); background: rgba(204,160,0,0.1); border-right: 3px solid var(--gold); }
.admin-nav a i { width: 18px; text-align: center; }
.admin-main { flex: 1; display: flex; flex-direction: column; background: #f5f7fa; }
.admin-topbar { background: var(--white); padding: 16px 28px; border-bottom: 1px solid #e8e8e8; display: flex; justify-content: space-between; align-items: center; }
.admin-topbar h1 { font-family: var(--font-display); font-size: 1.1rem; color: var(--navy); }
.admin-user { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; color: var(--text-muted); }
.admin-content { padding: 28px; flex: 1; }
.admin-card { background: var(--white); border-radius: var(--radius-lg); padding: 24px; box-shadow: var(--shadow-sm); margin-bottom: 24px; }
.admin-card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 20px; padding-bottom: 14px; border-bottom: 2px solid var(--gold-pale); }
.admin-card-header h2 { font-family: var(--font-display); font-size: 1rem; color: var(--navy); }
.admin-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 20px; margin-bottom: 28px; }
.stat-card { background: var(--white); border-radius: var(--radius-lg); padding: 20px; box-shadow: var(--shadow-sm); border-left: 4px solid var(--gold); display: flex; align-items: center; gap: 16px; }
.stat-icon { width: 48px; height: 48px; border-radius: 50%; background: var(--gold-pale); display: flex; align-items: center; justify-content: center; }
.stat-icon i { font-size: 1.2rem; color: var(--gold); }
.stat-info strong { display: block; font-family: var(--font-display); font-size: 1.6rem; color: var(--navy); line-height: 1; }
.stat-info span { font-size: 0.78rem; color: var(--text-muted); }
.admin-table { width: 100%; border-collapse: collapse; }
.admin-table th { padding: 10px 14px; text-align: left; font-size: 0.78rem; color: var(--text-muted); font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; border-bottom: 2px solid #eee; }
.admin-table td { padding: 12px 14px; border-bottom: 1px solid #f0f0f0; font-size: 0.88rem; vertical-align: middle; }
.admin-table tr:hover td { background: #fafafa; }
.badge { padding: 3px 10px; border-radius: 20px; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; }
.badge-success { background: #d4edda; color: #155724; }
.badge-warning { background: #fff3cd; color: #856404; }
.badge-danger { background: #f8d7da; color: #721c24; }
.badge-info { background: #cce5ff; color: #004085; }
.admin-login-wrap {
    min-height: 100vh; display: flex; align-items: center; justify-content: center;
    background: linear-gradient(135deg, var(--navy) 0%, var(--yale-blue) 100%);
}
.admin-login-card { background: var(--white); border-radius: var(--radius-lg); padding: 44px 40px; width: 100%; max-width: 420px; text-align: center; box-shadow: var(--shadow-lg); }
.admin-login-logo { margin-bottom: 28px; }
.admin-login-logo img { width: 72px; border-radius: 50%; margin: 0 auto 12px; border: 3px solid var(--gold); }
.admin-login-logo h2 { font-family: var(--font-display); color: var(--navy); font-size: 1.1rem; }
.admin-login-logo p { font-size: 0.82rem; color: var(--text-muted); }

/* ── WhatsApp Float ───────────────────────────────────────── */
.whatsapp-float {
    position: fixed; bottom: 28px; right: 28px; z-index: 999;
    width: 58px; height: 58px; border-radius: 50%;
    background: #25D366; color: var(--white);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.6rem; box-shadow: 0 4px 20px rgba(37,211,102,0.45);
    transition: var(--transition); animation: pulse 2.5s infinite;
}
.whatsapp-float:hover { transform: scale(1.1); color: var(--white); }
.whatsapp-tooltip {
    position: absolute; right: 68px; background: var(--navy);
    color: var(--white); padding: 6px 12px; border-radius: var(--radius);
    font-size: 0.78rem; white-space: nowrap; pointer-events: none;
    opacity: 0; transform: translateX(8px); transition: var(--transition);
}
.whatsapp-float:hover .whatsapp-tooltip { opacity: 1; transform: translateX(0); }
@keyframes pulse { 0%,100%{box-shadow:0 4px 20px rgba(37,211,102,0.45)} 50%{box-shadow:0 4px 32px rgba(37,211,102,0.7)} }

/* ── Back to Top ──────────────────────────────────────────── */
.back-to-top {
    position: fixed; bottom: 96px; right: 28px; z-index: 998;
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--navy); color: var(--white);
    display: flex; align-items: center; justify-content: center;
    box-shadow: var(--shadow-md); opacity: 0; visibility: hidden;
    transition: var(--transition); font-size: 0.9rem;
}
.back-to-top.visible { opacity: 1; visibility: visible; }
.back-to-top:hover { background: var(--gold); color: var(--navy); transform: translateY(-3px); }

/* ── Footer ───────────────────────────────────────────────── */
.main-footer { background: var(--navy); }
.footer-top { padding: 64px 0 48px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.3fr; gap: 40px; }
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.footer-logo img { width: 50px; height: 50px; border-radius: 50%; border: 2px solid var(--gold); object-fit: contain; }
.footer-logo-text span { display: block; font-family: var(--font-display); color: var(--white); font-size: 0.95rem; }
.footer-logo-text small { font-size: 0.7rem; color: var(--gold-light); letter-spacing: 0.1em; }
.footer-about { font-size: 0.85rem; color: rgba(255,255,255,0.55); line-height: 1.7; margin-bottom: 20px; }
.footer-badges { display: flex; flex-direction: column; gap: 6px; }
.footer-badges span { display: flex; align-items: center; gap: 6px; font-size: 0.75rem; color: rgba(255,255,255,0.45); }
.footer-badges i { color: var(--gold); }
.footer-heading { font-family: var(--font-display); color: var(--gold-light); font-size: 0.9rem; letter-spacing: 0.08em; margin-bottom: 20px; padding-bottom: 10px; border-bottom: 1px solid rgba(204,160,0,0.2); }
.footer-links li { margin-bottom: 8px; }
.footer-links a { font-size: 0.85rem; color: rgba(255,255,255,0.55); display: flex; align-items: center; gap: 6px; }
.footer-links a:hover { color: var(--gold-light); padding-left: 4px; }
.footer-links i { font-size: 0.65rem; color: var(--gold); }
.footer-contact-list li { display: flex; gap: 12px; margin-bottom: 14px; }
.footer-contact-list i { color: var(--gold); margin-top: 3px; flex-shrink: 0; }
.footer-contact-list span, .footer-contact-list a { font-size: 0.85rem; color: rgba(255,255,255,0.6); }
.footer-contact-list a:hover { color: var(--gold-light); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.06); padding: 20px 0; }
.footer-bottom-inner { text-align: center; }
.footer-bottom-inner p { font-size: 0.82rem; color: rgba(255,255,255,0.45); margin-bottom: 6px; }
.footer-disclaimer { font-size: 0.72rem; color: rgba(255,255,255,0.25); max-width: 700px; margin: 0 auto; line-height: 1.6; }

/* ── Animations ───────────────────────────────────────────── */
.fade-in { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }

/* ── Responsive ───────────────────────────────────────────── */
@media (max-width: 1100px) {
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
    .hero-rate-card { display: none; }
}
@media (max-width: 900px) {
    .main-nav, .header-cta .btn-gold { display: none; }
    .hamburger { display: flex; }
    .main-nav.open {
        display: flex; flex-direction: column;
        position: fixed; top: 0; right: 0; bottom: 0; width: 280px;
        background: var(--white); z-index: 850; padding: 80px 20px 20px;
        box-shadow: var(--shadow-lg); overflow-y: auto;
    }
    .main-nav.open ul { flex-direction: column; gap: 2px; }
    .main-nav.open .dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; border-top: none; background: var(--off-white); margin: 4px 0; padding: 4px 0; }
    .about-preview-inner, .about-grid, .service-single-inner, .rates-page-grid, .contact-grid { grid-template-columns: 1fr; }
    .service-detail-card { grid-template-columns: 1fr; }
    .service-detail-card.reverse { direction: ltr; }
    .about-badge-float { position: static; margin-top: 16px; display: inline-block; }
    .hero-stats { gap: 20px; }
    .top-bar-right { display: none; }
    .form-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
    .container { padding: 0 16px; }
    .footer-grid { grid-template-columns: 1fr; }
    .hero { min-height: 70vh; }
    .hero-buttons { flex-direction: column; }
    .btn-lg { width: 100%; justify-content: center; }
    .feature-list { grid-template-columns: 1fr; }
    .admin-layout { flex-direction: column; }
    .admin-sidebar { width: 100%; }
    .cta-buttons { flex-direction: column; align-items: center; }
}